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BudgetJet™ Privacy Policy

Last Updated: January 1, 2026

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This Privacy Policy explains how BudgetJet™, a subsidiary program of F.I.L.A. Stewardship Academy (“F.I.L.A.,” “we,” “us,” or “our”), collects, uses, stores, and protects information provided by participants.

BudgetJet operates as a private, faith-based educational initiative, not as a public commercial service.

By accessing or participating in BudgetJet, you acknowledge and agree to this Privacy Policy.

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1. Private Membership & Faith-Based Context

BudgetJet operates within a private membership and faith-aligned educational environment.

Participation is:

  • Voluntary

  • Private

  • Educational

  • Based on personal consent

This Privacy Policy applies only within this private relationship and does not create public consumer reliance.

 

2. Information We Collect

We may collect limited personal information that you voluntarily provide, including:

  • Name

  • Email address

  • Phone number

  • Billing information (processed securely by third-party platforms)

  • Account login details

  • Participation data (course progress, attendance, engagement)

We do not intentionally collect sensitive personal data beyond what is reasonably necessary for participation.

 

3. How Information Is Used

Information collected is used solely for:

  • Program access and delivery

  • Educational communication

  • Community participation

  • Administrative operations

  • Support and accountability

  • Internal improvement of educational content

We do not sell, rent, or trade personal information.

 

4. Payment & Third-Party Processors

Payments are processed through third-party platforms (e.g., payment processors, course platforms).

BudgetJet and F.I.L.A.:

  • Do not store full payment card details

  • Are not responsible for third-party platform privacy practices

Participants are encouraged to review the privacy policies of those platforms separately.

 

5. Faith-Based Confidentiality

We respect the private and faith-aligned nature of participation.

  • Personal discussions, questions, and shared experiences are treated as confidential

  • However, no online platform can guarantee absolute confidentiality

Participants are responsible for what they voluntarily share in group environments.

 

6. Data Security

Reasonable safeguards are used to protect participant information, including:

  • Secure platforms

  • Access controls

  • Limited internal access

Despite safeguards, no method of online transmission or storage is 100% secure. Participation is at your own discretion.

 

7. Community Platforms & Visibility

If you participate in:

  • Group calls

  • Community forums

  • Comment sections

  • Live sessions

Your name, comments, or participation may be visible to other members.

BudgetJet is not responsible for how other participants interpret or share information you voluntarily disclose.

 

8. Cookies & Tracking

BudgetJet websites may use:

  • Basic cookies

  • Analytics tools

These are used to:

  • Improve functionality

  • Understand usage patterns

  • Enhance educational delivery

You may disable cookies through your browser settings.

 

9. No Data Sharing or Sale

We do not:

  • Sell personal data

  • Share data with advertisers

  • Trade data with third parties

Information is used only for internal educational and administrative purposes unless legally required otherwise.

 

10. Legal Disclosure

Information may be disclosed if required by:

  • Lawful legal process

  • Court order

  • Protection of organizational rights

  • Prevention of fraud or harm

Such disclosure will be limited to what is legally necessary.

 

11. Participant Responsibility

You are responsible for:

  • Maintaining confidentiality of login credentials

  • Ensuring accuracy of information provided

  • Understanding the private nature of participation

Unauthorized access resulting from credential sharing is not the responsibility of BudgetJet or F.I.L.A.

 

12. Data Retention

We retain information only as long as reasonably necessary to:

  • Provide program access

  • Maintain records

  • Comply with internal governance

Information may be deleted or anonymized at our discretion once participation ends.

 

13. Updates to Privacy Policy

This Privacy Policy may be updated periodically.

Continued participation after updates constitutes acceptance of revised terms.

 

14. Acknowledgment

By accessing or participating in BudgetJet, you acknowledge that:

  • You understand this is a private, faith-based educational program

  • You consent to the collection and use of information as described

  • You participate voluntarily and at your own discretion

 

Contact

Questions regarding this Privacy Policy should be directed to the administrative office of F.I.L.A. Stewardship Academy through official program communication channels.

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